TERMS OF USE 

PAGSEGURO TECNOLOGIA LTDA., a limited liability company headquartered in the city of São Paulo, State of São Paulo, Brazil, at Av. Brigadeiro Faria Lima, 1384, 1º andar, CEP 01451-001, enrolled with the Corporate Taxpayers’ Registry (CNPJ/ME) under no. 06.375.668/0001-08, hereinafter referred to simply as “PAGSEGURO”, and the individual that read and accepted these terms of use of payment management services and ancillary documents to all such documents, by way of electronic acceptance, hereinafter referred to simply as the “USER”, agrees to enter into these Terms of Use of Payment Management Services (“Terms of Use”), which shall be governed by the terms and conditions below and the PRIVACY POLICY, accessed through the link:

https://sobreuol.noticias.uol.com.br/normas-de-seguranca-e-privacidade/en/

1. ACCEPTANCE OF THE TERMS OF USE

1.1. By selecting “I have read and agreed to the Terms of Use of PAGSEGURO”, USER declares to have read and accepted, without reservations, all terms and conditions (i) of these Terms of Use and (ii) of the Privacy Policy mentioned above. For this reason, PAGSEGURO recommends that, before accepting these terms, USER should carefully read such documents.

1.2. PAGSEGURO may change the terms and conditions of these Terms of Use and the Privacy Policy of PAGSEGURO at its sole discretion and at any time. After the first acceptance of these documents, if the USER continues to use the Services, he/she will automatically be accepting to subject themselves to any of their new versions, therefore the USER declares to be aware that it is advisable to consult these Terms of Use (available at https://international.pagseguro.com/legal-compliance/for-users/terms-of-use?hsLang=en) , and PAGSEGURO’s PRIVACY POLICY (available at https://sobreuol.noticias.uol.com.br/normas-de-seguranca-e-privacidade/en/  every time he/she makes a Payment.

2. DEFINITION

2.1. The following words and expressions, when capitalized in these Terms of Use, shall have the following meanings:

2.1.1. Recurring Billing: is the type of payment that will occur in pre-determined periods, automatically and on a recurring basis, for the use of a service or delivery of a product under a subscription model, according to the specifications stipulated and made available to USER by the Partner of PAGSEGURO, and under the exclusive responsibility of the Partner of PAGSEGURO.

2.1.2. Content: includes all Games, Products, software, communications, marketing, images, sounds, and other materials published on the Partners’ websites.

2.1.3. Gold Credit, or simply “Gold”: This is PAGSEGURO’s virtual currency, which, at the sole and exclusive discretion of the Partners, may be used as Payment by USER to acquire Products. To avoid any doubt, a Gold Credit shall not be interpreted as any type of electronic currency under the applicable Brazilian law.

2.1.4. Games: means all gaming softwares licensed by the Partners to the USER, which may be purchased through the PAGSEGURO’s payment management service. Each Game has its policy of conduct and internal rules. For any questions regarding the Games, the USER should contact those responsible for the Games.

2.1.5. Store: Partner website, software, or application that enables the USER to purchase the Products.

2.1.6. Payment: means the purchase of Products using the means of payment forms offered by PAGSEGURO and made available by the Partner (at its sole and exclusive discretion), which may include, but are not limited to, bank-issued invoice, credit card, deposit, DOC (Credit Order Document), electronic transfers, and redemption of Gold Credits. Accepted means of payment may be subject to legal and operational limitations, as well as to specific procedures involving the remittance of funds through PAGSEGURO’s banking partners.

2.1.7. Partner: a legal entity or individual that owns and/or holds rights to publish and/or explore the Products, and that licenses its use to the USER on a non-exclusive and non-transferable basis, for an unlimited term;

2.1.8. Privacy Policy: is the privacy policy referred to at the beginning of these Terms of Use.

2.1.9. Products: means the Games softwares, virtual goods, services, and applications licensed by the Partners to the USER, and which may be purchased at the Store.

2.1.10. Service: shall have the meaning attributed thereto in Section 3.1 below.

2.1.11. Electronic Commerce Transaction: means any and all transactions carried out by means of electronic data, under these Terms of Use.

2.1.12. Website: a web page that can be accessed by the USER in order to receive services related to Payments made, located at https://international.pagseguro.com/

2.2. The above definitions do not exclude the validity of other definitions presented throughout the Term of Use or the Privacy Policy of PAGSEGURO.

3. PURPOSE

3.1. PAGSEGURO, directly or through any subcontracted party – for which it will be responsible –, shall make available to the USER, through digital means of transmission of information, its service of intermediation of means of payment, enabling the acquisition and use, by the USER, of products and services available at the Store and/or in the Products (“Service”).

3.2. The USER acknowledges that the Service is not, is not intended to, and does not equate to the financial services offered by banking institutions or credit card companies, consisting only of a means of payment management, such payment arising from E-Commerce Transactions, at the expense and by order the USER, included in cases of mere supply of games and/or other services, even if for no consideration.

3.3. USER acknowledges that PAGSEGURO is a service provider that renders international facilitation services in connection with international remittances, pursuant to local laws and regulations. PAGSEGURO does not, nor intends to, provide financial services as offered by financial institutions or payment institutions authorized to operate by the Central Bank of Brazil or any other financial regulator. Thus, PAGSEGURO’s activities are limited to remitting amounts related to the acquisition of Products abroad through international payment facilitator services. At its sole discretion, PAGSEGURO may act as an international collection agent, and, for this purpose, the USER herein irrevocably appoints PAGSEGURO as his/her attorney-in-fact, granting thereto full powers, specially, but without limitation, towards banks, financial institutions and other entities authorized by the Brazilian Central Bank to operate in the foreign exchange market, for purposes of representing the USER in connection with all acts and measures that might be necessary for the regular and lawful completion of the cross-border transfers arising from this Terms of Use, which powers shall include the authorization to execute foreign exchange agreements and its amendments and other related documents, powers to provide information about the USER to financial and payment institutions, as well as powers to delegate these powers to third parties.

4. SERVICE USE

4.1. For purposes of this agreement, USER must have a valid Individual Taxpayer Registry (CPF) number and e-mail address, informing them to PAGSEGURO in the relevant fields. Such information, with the possible indication of the USER’s date of birth are essential to the performance of Payments through PAGSEGURO. PAGSEGURO is not responsible for the information sent by the USER.

4.1.1. In order to ensure compliance with the foreign exchange regulations in Brazil, PAGSEGURO reserves the right, at its sole discretion, to set monthly limits for Payments by the USER. In addition, PAGSEGURO may, but will not be required to, monitor the E-Commerce Transactions and disclose any information necessary to meet its legal obligations, protect PAGSEGURO or its Partners, or to provide the Services in an appropriate manner.

4.1.2.   For purposes of performing E-Commerce Transaction by means of Brazilian banking bills (boleto bancário) USER shall maintain a payment account duly opened with PAGSEGURO’s selected partners, such as PagSeguro Internet Instituição de Pagamento S.A. For purposes of receiving funds in Brazil, the USER is aware and consents that PAGSEGURO may request the opening of a bank account for the USER with PAGSEGURO’s selected banking partners, such as BancoSeguro S.A.

4.2. In order to use the Service, USER shall provide the specific information required by PAGSEGURO, which may vary depending on the USER’s location, and transaction payment data on the PAGSEGURO link provided by the Partner.

4.3. THE USER IS LIABLE FOR THE PAYMENTS MADE ON HIS/HER BEHALF BY THIRD PARTIES.

4.4. IF THERE IS CIRCUMSTANTIAL EVIDENCE OF UNLAWFULNESS, FRAUD, OR VIOLATION OF THESE TERMS OF USE BY THE USER, PAGSEGURO MAY TAKE THE ACTIONS IT DEEMS NECESSARY WITH THE RELEVANT AUTHORITIES, IN CASE THE SITUATION IS NOT RESOLVED WITHIN A REASONABLE TERM.

4.4.1. IN CASE PAGSEGURO JUSTIFIABLY PROVES THE UNLAWFULNESS, FRAUD OR VIOLATION OF THESE TERMS OF USE BY THE USER, AS A RESULT OF MISCONDUCT AND/OR FALSE INFORMATION WHEN USING THE SERVICES AND/OR WHEN USING THE PRODUCTS AND/OR SERVICES OFFERED BY THE PARTNER, AT ITS SOLE DISCRETION, PAGSEGURO IS HEREBY AUTHORIZED TO INFORM THE STORE IN ORDER TO BLOCK THE USER’S ACCOUNT AT THE STORE/PRODUCT AND REQUEST ANY AMOUNTS DUE, AS A CHARGEBACK RECOVERY, AS WELL AS ANY EXPENSE OR FEE DUE BY THE USER.

5. REGISTRATION

5.1. USER shall inform PAGSEGURO of all necessary data for using the Service, agreeing to provide true, accurate, current and complete information, and shall be civilly and criminally liable for such information.

5.1.1. PAGSEGURO RESERVES THE RIGHT TO USE ALL VALID AND POSSIBLE MEANS, IF IT DEEMS NECESSARY, TO CONFIRM THE DATA PROVIDED BY USER IN CONNECTION WITH THIS AGREEMENT. PAGSEGURO MAY, AMONG OTHER MEASURES, REQUEST THE USER FOR ADDITIONAL DATA AND/OR DOCUMENTS THAT IT DEEMS PERTINENT, AS WELL AS CONSULT DATABASES MAINTAINED BY THIRD PARTIES AND CREDIT RATING AGENCIES, SUCH AS SPC AND SERASA.

5.1.2. USER acknowledges that the use of false, invalid, incorrect data or of third-parties, with or without the USER’s authorization, is entirely his/her responsibility, and may characterize the practice of an unlawful act, subject to the penalties provided by law.

5.2. The USER expressly authorizes PAGSEGURO to provide the information contained in said registry: (i) to the relevant public authorities that formally request them, or otherwise requested pursuant to Law 12,965/2014, Decree 8,771/2016 and amendments thereof (“Internet Civil Framework”), the Brazilian Federal Constitution, and other applicable laws; (ii) domain registration bodies; (iii) to its strategic, business, or technical partners, in order to offer the Services described hereunder; and (iv) to the financial institution used for performing the relevant remittances under the Services. USER EXPRESSLY ACKNOWLEDGES AND AGREES THAT PAGSEGURO MAY COLLECT INFORMATION TO OVERSEE WEBSITE TRAFFIC, SEEKING TO IDENTIFY USER PROFILE GROUPS AND FOR PUBLICITY PURPOSES.

5.2.1. The above provision does not substitute or limit the provisions contained in PAGSEGURO’s PRIVACY POLICY.

6. SERVICE PROVISION TERMS

6.1. In order to access the Service, the USER must have the necessary equipment, which includes, but is not limited to, an Internet-connected computer, an Internet connection provider, and the applicable software. The USER is solely responsible for obtaining, maintaining, and funding the equipment mentioned in this Section 6.1, as well as for ensuring that the setup of such equipment actually meets all requirements for the proper enjoyment of the Service. The USER will be solely responsible for any damages that his/her equipment may suffer as a result of the misuse of any hardware, software, connections, among others.

6.2. Considering the IMPOSSIBILITY OF HAVING FULL AND UNINTERRUPTED OPERATION OF ANY TELECOMMUNICATIONS OR COMPUTER SYSTEM FOR 365 (three hundred and sixty-five) days per year and 24 (twenty-four) hours per day, which includes the availability of the Service (which depends on telecommunications services provided by third parties), PAGSEGURO DOES NOT WARRANT IN ANY WAY THE PROVISION OF THE UNINTERRUPTED OR ERROR-FREE SERVICES, AND WILL NOT BE LIABLE FOR THE INABILITY TO PERFORM E-COMMERCE TRANSACTIONS OR OPERATIONS DURING THE PERIODS OF SERVICE UNAVAILABILITY; OR FOR ANY FAILURE TO TRANSMIT ANY DATA OR INFORMATION RELATED TO THE SERVICES.

6.3. TO THE MAXIMUM EXTENT PERMITTED BY THE APPLICABLE LAW, PAGSEGURO’s TOTAL LIABILITY FOR ALL CLAIMS RELATED TO THESE TERMS OF USE SHALL BE LIMITED TO THE AMOUNT OF THE E-COMMERCE TRANSACTION THAT CAUSED THE RELEVANT DAMAGE. SUBJECT TO THE APPLICABLE LAW, PAGSEGURO SHALL NOT BE LIABLE FOR ANY OF THE FOLLOWING: (A) INDIRECT, SPECIAL, MONETARY, PUNITIVE OR UNFORESEEN DAMAGES; (B) DAMAGES RELATED TO TELECOMMUNICATIONS, INTERNET, ELECTRONIC COMMUNICATIONS, SECURITY, LOSS OR THEFT OF DATA, VIRUSES, SPYWARE, LOSS OF BUSINESS, REVENUE, PROFITS OR INVESTMENTS OR THE USE OF SOFTWARE OR HARDWARE THAT DOES NOT MEET THE SYSTEM REQUIREMENTS. THE ABOVE LIMITATIONS APPLY EVEN IF PAGSEGURO IS INFORMED OF THE POSSIBILITY OF SAID DAMAGE. THESE TERMS OF USE ESTABLISH THE FULL LIABILITY OF PAGSEGURO AND THE EXCLUSIVE RESOURCE OF THE USER IN RELATION TO THE SERVICES.

6.4. PAGSEGURO is not liable for any loss or damage caused by the irregular use of the Services, and is exempt of liability in the event of acts of God or events of force majeure.

7. USER’s CONDUCT AND OBLIGATIONS

7.1. Notwithstanding the other obligations contained in these Terms of Use and applicable law, the USER shall be bound by the specific conduct and obligations provided for in this Section 7. USER shall:

7.1.1. on the due date, pay the amounts related to the contracted Services;

7.1.2. manage, on an exclusive basis and without any joint and several liability with PAGSEGURO, actions performed on the User’s behalf, including, but not limited to, loss of data, virus contamination, network invasion, theft of data or information, the sending of offensive and/or inconvenient electronic messages to other Internet users, and other conduct that may harm other users and/or systems connected to the Internet, as well as any other actions that are in disagreement with the current legislation;

7.1.3. refrain from the use of Product(s), Content(s), Game(s), Service(s) and/or license(s) of the Partner and/or of PAGSEGURO, in order to: (i) violate the law, morals and good conduct, intellectual property, rights to honor, privacy, image, personal and family privacy; (ii) encourage the practice of illegal conducts or contrary to morals and good conduct; (iii) instigate the practice of discriminatory acts, whether due to sex, race, religion, beliefs, age, or any other condition; (iv) make available or enable the access to violent, degrading or illegal messages, products or services; (v) send group messages by email (SPAM) to user groups thereof or of any other provider, offering products or services of any kind, whether their own or of third-parties, that are not of interest to the recipients or that do not have the express consent thereof; (vi) induce an unacceptable state of anxiety or fear; (vii) induce or incite dangerous, risky or harmful practices to one’s health and mental balance; (viii) disseminate false, ambiguous, inaccurate, exaggerated, or extemporaneous content, so as to be misleading regarding its subject matter or the intentions or purposes of the reporting party; (ix) breach the confidentiality of communications; (x) constitute unlawful, misleading, or unfair advertising, in general, constituting unfair competition; (xi) circulate, incite, or encourage pedophilia; (xii) incorporate viruses or other physical or electronic elements that may damage or prevent the regular operation of the network, system, or computer equipment (hardware and software) of third parties or that may damage the electronic documents and files stored in said equipment; (xiii) obtain or attempt to gain unauthorized access to other computer systems or networks; and (xiv) reproduce, sell, and distribute products without the due permission and payment of copyright.

7.1.4. refrain from transmitting through the internal and/or external network, any program or application that is illegal, malicious, or threatening, including virus, worms or SPAMS, or any other of a similar nature that PAGSEGURO, at its sole discretion, may verify and deem to be in disagreement with its internal policy, UNDER PENALTY OF IMMEDIATE SUSPENSION AND/OR TERMINATION, WITHOUT PRIOR NOTICE.

7.2. USER fully assumes, full and exclusive liability, including, but not limited to, administrative, copyright, electoral, civil and criminal liability, for all data that he/she provides to PAGSEGURO for use of the Services, as well as for the content that the USER may make available on the Internet, and shall be liable for all damage and losses caused by the misuse of the contracted Services. Should PAGSEGURO be compelled to be a party to any judicial or administrative proceeding related to the liability assumed by the USER herein, the USER shall reimburse PAGSEGURO for any legal and financial charges that PAGSEGURO may incur, notwithstanding any losses and damage.

8. PAGSEGURO’S OBLIGATIONS

8.1. In addition to the obligations contained in these Terms of Use, PAGSEGURO shall inform the Partners, so that they make available the Contents, Services, and/or Products, pursuant to what the USER has acquired, and may interrupt or suspend the Services without any liability to PAGSEGURO, due to: (a) technical/operational maintenance; (b) events of force majeure or acts of God; (c) actions by third parties that prevent the use of the Services; and (d) to lack of supply of electricity for long periods of time (“blackout”).

9. USER SUPPORT AND SERVICE

9.1. Technical and operational support to the Service will be carried out directly by PAGSEGURO or by a third party contracted by the latter, under its responsibility. Support service will be provided via e-mail or online help (“online chat”), available at [https://customer.boacompra.com]

If available, telephone support will be provided through the telephone numbers listed at the electronic address [https://customer.boacompra.com], granting no right to the use of a free telephone system, and the USER shall fully assume the costs of the local and long distance calls. E-mail or Online Chat support will be free, and the USER must obtain the terms of access by him/herself.

10. RESPONSIBILITY FOR CONTENT

10.1. USER exclusively assumes, without restriction or reservation, all burden and liabilities arising from his/her acts and conduct as an Internet user, and shall be liable for the misuse of the Services contracted herein or made available by PAGSEGURO and, especially, the liability for acts, damage, and losses that may result from failure to comply with the obligations assumed in Section 7.

10.1.1. PAGSEGURO is also not responsible for applications or websites to which the USER is directed, partners or not. It is the USER’s obligation to verify the terms of use and policies of said third-party websites, and PAGSEGURO shall be exempt from any liability for damage of any kind caused to the USER during access to said websites or applications.

11. ACCEPTANCE TO RECEIVE MESSAGES

11.1. THE USER EXPRESSLY AGREES THAT PAGSEGURO AND/OR ANY OF ITS PARTNERS MAY SEND THE USER E-MAIL MESSAGES OF INFORMATIVE AND BUSINESS NATURE, RELATIVE TO SPECIFIC NOTICES REGARDING THE SERVICE, OFFER OF PAGSEGURO PARTNERS, AND WEBSITE NEWS. IN CASE THE USER NO LONGER WISHES TO RECEIVE SUCH MESSAGES, HE/SHE MAY REQUEST THE CANCELLATION THEREOF THROUGH TOOLS AVAILABLE IN THE MESSAGE RECEIVED.

12. TERM AND CANCELLATION

12.1. This instrument shall be valid for an undetermined term, subject to the rules provided for in this Section 12.

12.2. PAGSEGURO may terminate these Terms of Use at any time, during their term, upon previous written notice, electronic or in hard copy, sent to the USER.

12.3. To request the cancellation of the purchase of any Product, the USER must contact the Store directly, which will analyze and process the USER’s request, PAGSEGURO acting only as an intermediary, making any chargebacks. If there is any problem related to the means of payment – and not with the Product or the Store itself – the USER may contact PAGSEGURO through the link

[https://customer.international.pagseguro.com/pt-br]

as provided for in Section 9 hereof.

12.4. These Terms of Use may be terminated immediately, lawfully, regardless of any judicial or non-judicial notification or notice for the breach of any provision of these Terms of Use by any party, in order to prevent the continuation of the performance of the subject matter hereof.

13. MEANS OF PAYMENT

13.1. If the USER chooses to make the payment through automatic redirection to the PagSeguro website or other means of payment authorized by PAGSEGURO, the information will be provided according to the requirements of such websites, which may include, for instance, data from its Registry of Service/Account with PagSeguro, login, password and personal data.

13.1.1. PAGSEGURO, should it deem necessary to ensure the complete security of the USER and PAGSEGURO, may contact the USER directly in order to confirm the information of the transaction performed by the USER.

13.2. Upon confirmation of receipt of the information, as well as the compliance of the E-Commerce Transaction, the means of payment authorized by PAGSEGURO shall notify PAGSEGURO of the approval. Upon receipt of approval, PAGSEGURO will release the Product(s) and/or Game(s) and/or Content and/or Service(s) purchased.

13.3. In case the USER is unable to access the Product(s) and/or Game(s) and/or Content acquired, or, upon access, the latter is provided with failures or in an incomplete way, the USER shall immediately inform PAGSEGURO, through the mechanisms available at

[https://customer.international.pagseguro.com/pt-br]

3.4. The USER acknowledges to be aware that, in the case of purchase of Product(s) and/or Game(s) and/or Content and/or Service(s) made available through PAGSEGURO, whether directly or through redirection, PAGSEGURO only disposes its products and services in a way to merely facilitate and oversee the USER’s purchase of the Product(s) and/or Game(s) and/or Content. In particular, the USER acknowledges that PAGSEGURO has no liability for the following:

13.4.1. the risks, including potential harm or danger, defects, whether they are defects of quality or quantity of the Product(s) and/or Game(s) and/or Content and/or Service(s) subject matter of the USER’s E-Commerce Transactions;

13.4.2. the adequacy or inadequacy of the Product(s) and/or Game(s) and/or Content and/or Service(s) subject matter of the information USER’s E-Commerce Transactions, provided by the developers of the Products;

13.4.3. disparities with the constant indications in offers or advertising messages of the Product(s) and/or Game(s) and/or Content and/or Service(s) subject matter of the information USER’s E-Commerce Transactions;

13.4.4. inadequacy of the Product(s) and/or Game(s) and/or Content and/or Service(s) subject matter of the information USER’s E-Commerce Transactions for their intended purposes;

13.4.5. misleading or abusive advertisement related to the Product(s) and/or Game(s) and/or Content and/or Service(s) offered by the developers of the Products;

13.4.6. the breach of contractual or legal obligations the developers or distributors of the Product(s) and/or Game(s) and/or Content and/or Service(s); and

13.4.7. for any reimbursement, refund of amounts or payment of any indemnification to the USER due to claims related to E-Commerce Transactions carried out by the USER, acting only as a facilitator in case the refund service is offered by the developer/publisher of the Product.

13.5. Payments made by bank deposit are subject to the correct identification of the Payment (with the correct information included in the payment receipt), at the time it is made, at the risk of rendering the respective Payments impossible, in which case the respective values will remain retained in the account held by PAGSEGURO, and in favor of PAGSEGURO itself, until the USER provides PAGSEGURO with the information and proof necessary for the proper identification of the deposits made.

13.6. By opting for Recurring Billing, as a means of Payment, the USER acknowledges that he/she knows, understands and complies with the recurring specifications stipulated and made available by the Partner, on its own website, and the Partner will be the solely and exclusively liable for the recurrence or subscription of interest of the USER.

13.6.1. The amount charged each month as Recurring Billing may vary for reasons such as promotional offers, redemption of subscription vouchers and/or promotional codes and/or change or addition of subscription plans, at the sole discretion of PAGSEGURO’s Partner.

13.6.2. If at any time the USER wishes to change, interrupt or cancel the Recurring Billing, he/she is to make a request directly to PAGSEGURO’s Partner, and must be aware that, in relation to the Recurring Charges, PAGSEGURO is limited to effect them in compliance with the specifications and instructions received from the Partner.

13.6.3. USER ACKNOWLEDGES THAT ALL THE RECURRENCE AND/OR SUBSCRIPTION RELATIONSHIP IS ESTABLISHED BETWEEN THE USER AND THE PARTNER OF PAGSEGURO, THERE BEING NO RESPONSIBILITY TO PAGSEGURO IN THIS REGARD.

14. GOLD (GO4GOLD) CREDITS

14.1. Notwithstanding the other payment options offered by PAGSEGURO, the Registered User may purchase the Products using Gold Credits that he/she acquires.

14.2. When acquiring Product(s) and/or Game(s) and/or Content and/or Service(s) with Gold Credits, they will be debited from the USER’s respective account.

15. MISCELLANEOUS

15.1. These Terms of Use are entered into on an irrevocable and inalterable basis, and shall be binding on the Parties, as well as their heirs and successors, in any way.

15.2. The parents or legal representatives of minor USERs, as the case may be, shall be liable for the acts practiced by said minors when using the Services subject matter of these Terms of Use, including any damage caused to third parties, the practice of acts prohibited by law and by the provisions of these Terms of Use.

15.3. The failure of any Party to demand the performance, in whole or in part, of any section and provision hereof, one or more times, shall be construed as mere forbearance, not implying novation, waiver, payment in kind, transaction, remission and/or compensation nor will it deprive the other party for the right to demand strict compliance with the contractual obligations, at any time.

15.4. These Terms of Use shall be governed by the laws of Brazil.

15.5. The rights and obligations hereof may not be assigned by the USER, under penalty of termination of these Terms of Use, without any charges to PAGSEGURO. However, PAGSEGURO may assign these Terms of Use at any time.

15.6. The USER acknowledges that, in view of the immaterial nature and immediate enjoyment of the Products purchased through PAGSEGURO, the USER will only exercise the right of regret based on the criteria established at the Store.

15.7. The USER expressly represents and warrants, for all legal purposes, that:

15.7.1. he/she has legal capacity to enter into these Terms of Use;

15.7.2. he/she is financially responsible for using the contracted Services AND HAS FINANCIAL CONDITIONS TO MAKE THE PAYMENTS, AND BEAR THE COSTS AND EXPENSES ARISING FROM THESE TERMS OF USE;

15.7.3. he/she acknowledges that these Terms of Use are formalized, as the case may be, by binding the parties upon the click of the AGREE TO button, which will appear after the screen of the Terms of Use; and

15.7.4. that he/she has read and is aware of and in full agreement with all the terms and conditions of these Terms of Use.

15.8. Pursuant to these Terms of Use, the means of payment intermediation services for the Games, Products and/or Services acquired on the website will be provided by PAGSEGURO.

15.9. PAGSEGURO reserves the right, at its discretion and at any time, to change, add, or remove any section or condition of these Terms of Use, notifying the USER by e-mail or any other electronic means, when the change implies restrictions of the originally agreed to terms. Should the USER disagree, he/she may cancel the Terms of Use, without any encumbrance, within 30 (thirty) days, as of the date of receipt of the notice.

15.9.1. Likewise, PAGSEGURO reserves the right, at its discretion and at any time, to change both the form or content, to discontinue or suspend any Service, utility, or application made available by itself or by third parties, provided that it informs the USER 30 (thirty) days in advance, by email or any other electronic means, which will not imply any breach of these Terms of Use. Should the USER disagree, he/she may likewise cancel the Terms of Use, without any encumbrance, within 30 (thirty) days as of the date of receipt of the notice.

15.10. By accepting these Terms of Use, the USER acknowledges that PAGSEGURO is a UOL Group company and, for this reason, PAGSEGURO (including its products, such as Gold Credits) must follow the same rules and guidelines as UOL’s, including the commitments entered into between UOL and public bodies, already existing or to be entered into.

15.10.1. Under the Cooperation Agreement executed between UOL and the Prosecution Office of São Paulo in November 2005, and reiterating the terms of its Security and Privacy Policy and of this Agreement, UOL informs that its Products and Services may not be used to transmit, disseminate, or promote child pornography, pedophilia, racist material, discriminatory material, or any other content that violates the current Brazilian legislation.

15.11. The digital means of transmitting information and the Website, as well as its content, all trademarks, trade names or corporate identifiers of any kind that are published are protected by copyright laws, trade secrets, and other intellectual property laws. None of such rights are granted to the USER as a result of these Terms of Use. The USER shall only be entitled to use the Services for the purposes described in these Terms of Use. PAGSEGURO reserves all other rights related to the Services and the Website.

16. JURISDICTION

16.1. The parties hereby agree that the Judicial District of the City of São Paulo or the Judicial District of the USER’s domicile, at the discretion of the plaintiff of any action, shall have jurisdiction to settle any disputes arising from these Terms of Use, to the exclusion of any other, however privileged.